Humans love their pets the same way as they do their children, and the feeling is mutual. In fact, Americans spend approximately $52 billion per year on their pets. Typically, American households spend more on their pets each year than on alcohol, phone bills, and clothing.

You may visit the veterinarian on a fairly regular basis if you have a dog, cat, or other pet, and the medical bills can really add up. Most pet owners who responded to a recent survey stated that they would be willing to spend any amount to save their ill or injured pet. Yet, the cost of treatment for a pet who is seriously sick or injured and requires major surgery or an extended hospital stay could run thousands of dollars, and might be the difference between a successful or unsuccessful outcome.

If you don't want to worry about how you would afford it, pet health insurance policies are available, which are similar to human health insurance plans and can help you manage the costs for your pet's health visits. These pet health insurance policies are sold by licensed companies and regulated by the states where they do business. The plans generally have varying annual premiums, deductibles, co-payments and coverage caps.

Typically, coverage is available in three levels; basic, comprehensive and well care. Basic coverage helps pay for accidental injuries, illness and poisoning. A comprehensive plans generally offers reimbursement for all the items that basic does, with the addition of coverage for office visits, prescriptions, lab fees, and x-rays. A well care policy often includes preventative care such as exams, vaccinations and heartworm treatment, which can help your pet live a long and healthy life.

Fortunately, technology is assisting us with better quality healthcare for our pets, but you may need help with the costs when it's time for needed treatment of your four-legged friend.

If you would like to learn more about pet health insurance, Dunham Insurance can offer you trusted, expert advice. We will be pleased to assist you with information about why you need it, and help you with choosing the right type of policy with a quality provider. At Dunham Insurance, we offer a wide-range of tailor-made policies. Please call 954-564-7772 or visit www.dunhamins.com to discover how we can help, and to receive your free quote.