motorcycle-atv_insuranceFlorida bike riders have many different types motorcycle insurance policies available to them like scooter insurance, motocross insurance, dirt bike insurance, moped insurance, classic motorcycle insurance, ATV insurance, or trike insurance.

Motorcycle insurance rates (also known as insurance premiums) can vary considerably depending on some key determining factors. Besides the type of motorcycle or ATV you want to insure, you must consider the following:

  • Your age, sex, marital status, driving record and record of prior claims
  • The ways you plant to us use your motorcycle, and
  • The area you live in

Florida motorcycle insurance companies base their rates levels on years of statistical research, taking into account recent changes as well. According to statistical data, single males under 25 belong to the highest risk group. Non-smoking, married, middle-aged, females form the lowest risk group.