personal_watercraft_insurancePersonal watercraft insurance covers personal watercraft vessels commonly referred to by their brand names: Jet-Ski, WaveRunner, and Sea-Doo. Personal watercrafts are small motorcycle-like vessels that can carry one or two occupants.

Personal watercraft insurance falls under the policy regulations of boat insurance with additional available coverage for items like fuel spill protection and wreckage removal.

It is important to note that there are some strict exclusions associated with Florida watercraft insurance protection like physical damage coverage to boats that exceed a certain age and price, boats that exceed a certain speed, and watercrafts that do not meet published U.S. Coast Guard standards.