Workers' compensation and employers' liability insurance make two parts of insurance required by Florida law for all business that have employees. The employment relationship and number of employees determine the necessity of having proper workers' compensation coverage to protect the employees and the employer.
Florida workers' compensation insurance provides payments to employees who suffer a work-related injury or occupational illness.
Workers' compensation insurance may also have provisions that cover employees injured in states other than the state where the business operates. In today's global economy, travel is often an integral part of Florida employees. Therefore, a Florida workers' compensation policy is essential to protect your business and its employees.
Workers' compensation policies cover a broad range of incidents like auto accidents while on business, different types of illnesses and injuries suffered by employee, and coverage of financial support or funeral expenses for the employee's dependents if the employee is fatally injured.