The amazing technological advances of today’s modern age has changed our everyday life and especially our business practices. There is not a business out there that does not use a computer at some point in their regular process. We are utterly dependent upon them. Because of this, today’s modern criminal has also adapted. I think of them as “Tech Pirates”. Just like back in the days of old, on the high seas, pirates attacked a ship, breached security, stole everything they could, and often held hostage the ship, crew, and anyone else on board. Their goal was profit. Today, Tech Pirates attack us at home and at work, and They are VERY good at it. Billions of dollars are stolen every year through cyber-attacks and data breach.
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In the last 15 months, six U.S. states have experienced deadly flooding, including most recently, Louisiana. As a result of climate change, seas are continuing to rise and extreme weather is becoming more frequent. Therefore, more properties will flood more often, according to scientists and policy experts. Additionally, more and heavier precipitation is expected in the years to come because warmer air holds more moisture.
According to the National Resources Defense Council (NRDC), "In many cities, even a fraction of an inch of rainfall already leads to flooding and sewage overflows. Flooding on major rivers is expected to become more likely, and coastal communities will be threatened by rising sea levels."
Another major issue with flood insurance due to climate change is that only homes in designated floodplains are required to hold policies by federal law. In many regions of the country, these maps haven’t been updated for many years. For example, in Louisiana only about 20 percent of homes have flood insurance.
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