If you have a second home, or own multiple properties which you let out, then dwelling fire insurance is a valuable policy to have.
Contrary to what its name may suggest, dwelling fire insurance is not just fire insurance. Instead, think of it more like homeowners’ insurance, but designed to protect landlords against additional hazards like vandalism, explosions and some weather-related occurrences (like hurricane, wind and lighting).
It is important to keep in mind that unlike a homeowners’ policy that covers everything except for listed exclusions, dwelling fire insurance only covers named perils. If you are renting-out your home and do not have this insurance policy, we highly recommend getting this coverage. Call us today for a quote on dwelling fire insurance for your property.